How to Set (and Raise) School Fees Without Losing Families
Know your true cost per child, raise in small annual steps with a term of notice, cushion the edges, and close the value loop. The method behind fee discipline.

Scheme of learning and lesson plan. The two documents every Ghanaian teacher writes, and the two most commonly confused. The confusion is expensive: teachers who mix them up write the wrong things at the wrong level of detail, redo work, and end the term with paperwork that doesn't actually map what was taught. Here's the clean separation, and how the two documents are supposed to work together.
A scheme of learning, sometimes called a scheme of work, covers the whole term for one subject and class. It takes the national curriculum's standards for the year and spreads them across the available weeks, typically twelve to fourteen rows, one per week. Each row answers a small set of questions: which strand and sub-strand this week serves, which indicators will be covered, what activities will carry them, and what resources the week needs.
Think of the scheme as a contract with coverage. It exists so the term's teaching time is deliberately spent, so nothing essential gets dropped, and so a head of department or an inspector can see at a glance what should be happening in week seven. You write it once, before the term begins, and you consult it every week after.
A lesson note covers one single lesson, usually forty to eighty minutes. Its job is finer-grained: the specific objectives for that day, the phase-by-phase activities with timings, the materials in hand, and the assessment that will prove the objectives were met. It's written weekly or daily, delivered in the classroom, and reflected on afterwards.
The lesson note is a contract with learning. It exists so the hour your students spend actually moves them toward the standard the scheme promised.
The clean mental model is a tree. The curriculum sits at the top. The scheme breaks it into weeks. Each lesson note takes one week's row and breaks it into days. Every element of a good note is inherited from the level above: this week's indicators determine this lesson's objectives, this week's planned activities shape the development phase, this week's resources list what you prepare.
When teachers write lesson notes without the scheme open, the notes drift. You get engaging lessons that don't add up to coverage. When teachers treat the scheme as a document to file rather than a plan to follow, the term ends with weeks of syllabus untouched. The two documents only work as a pair.
For the scheme: does it cover the full term's standards, are the weeks realistic, and does what was actually taught match the plan? For notes: does each one trace to the scheme's row, are objectives measurable, is assessment present and followed through? Two documents, two different audits. A teacher with both in order is carrying the entire intellectual history of the term in one folder, and it shows.
Do the scheme properly once, at term's start, and it pays out every week after. Then each Sunday, write the week's notes from the scheme's row, never from memory. The row already names the indicators; the note's job is to turn each indicator into measurable objectives and timed activities. Teachers who work this way find the Sunday hour becomes genuinely useful planning instead of duplicated paperwork.
This is also where the right tooling collapses the work. In LexsEdu, the Curriculum Engine generates the scheme of learning directly from the curriculum you select (Ghana NaCCA, IGCSE, Common Core and dozens more), and the AI Lesson Planner then generates each week's notes already aligned to that scheme's rows. The inheritance that used to be a mental discipline becomes automatic: change the scheme, and every note traces to it.
How many lesson notes make one scheme row? As many as the timetable gives that subject that week. Three periods usually means three notes, though a double period can share one longer note. The row is satisfied when every indicator in it has been taught and assessed across those notes.
What if I fall behind the scheme? You will, sometimes. Assemblies, elections, rain. The discipline is not never falling behind; it's recording the fall and making a recovery decision the same week. Compress a light week, use a revision week, or extend into the next. Inspectors respect a scheme with honest annotations far more than an untouched one that quietly stopped matching reality in week four.
Does the note need the exact curriculum wording? The strand and indicator references should match the curriculum exactly, because that's the traceability an inspector checks. The objectives, though, are yours: they translate the indicator into what this class will do today.
Who approves the scheme? Usually the head of department first, then the head of school, before the term begins. That approval window is exactly why the scheme is written in the holidays. It's the one document that needs signatures before it can start working.
The scheme of learning is the map. The lesson notes are the journeys. Neither replaces the other, and neither works well written in isolation from the other. Set the map before the term, follow it week by week, and the paperwork stops being two burdens and becomes one coherent system, the kind you could hand to any inspector, or any colleague covering your class, with total confidence.
One practical starting point for this week: pull out your current scheme and check it against the three columns. Standard, teaching, proof. If any week is missing a column, that's where your planning friction has been hiding all along, and fixing it will save more time than any other change you make this term.
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